Many times, to get a customer’s loan approved, I had to act as a credit counselor. We would lay their credit bureaus out on my desk, and using yellow highlighter, mark the areas in need of repair. Next, I would help the customers write their letters to the credit bureaus challenging any inaccurate and obsolete information. Through trial and error, I discovered the techniques to structure extremely effective FCRA requests that would require compliance by the credit bureaus to remove the inaccurate bad credit items.

The purpose of my direct involvement in all this was to help sell a car. With this hands-on approach, the customers wanted to buy a car from me and my dealership. Sometimes I followed up with these customers for up to a year helping them to fix their credit to the point where a bank would approve them for an auto loan.

Eventually, customers would tell their relatives and friends about my “services” and even though they had no interest in buying a car, would call and ask many credit questions and request my advice on credit repair. One of the salespeople joked that I should open a credit repair agency and immediately it seemed to me like a light bulb turned on. I shortly opened the doors to this agency and immediately through word of mouth, Credit Restoration Associates started to grow.

*** My years of experience, and my direct involvement with your case is the difference between Credit Restoration Associates and ANY of our competitors. I know exactly how a credit report needs to look for you to get ideal terms on purchasing a new car or home. No other credit restoration system includes ME with it.