Credit Restoration Institute
Credit Restoration Institute
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Giving Good Credit a Second Chance

Giving Good Credit a Second ChanceGiving Good Credit a Second ChanceGiving Good Credit a Second Chance

501c3 Non-Profit Corporation | Credit Repair Experts in Richmond, Virginia

Receive your Free credit report evaluation

(804) 823-9601 | (800) 648-5157

Giving Good Credit a Second Chance

Giving Good Credit a Second ChanceGiving Good Credit a Second ChanceGiving Good Credit a Second Chance

501c3 Non-Profit Corporation | Credit Repair Experts in Richmond, Virginia

Receive your Free credit report evaluation

(804) 823-9601 | (800) 648-5157

Welcome

The Credit Restoration Institute (CRI) contributes to the public good through its programs and services designed to heal and restore hope and health to the lost, hurting, disenfranchised, and those suffering from depression, anxiety, fear, hopelessness, suicidal and other self-destructive behavioral health issues relating to financial stressors.   

Choose Credit Restoration Institute and get mortgage ready!

Here at Credit Restoration Institute, we are poised and committed to putting our clients in the best position possible to obtain loan financing (from a FICO score perspective). Whether it is for a home loan or car financing, we know the frustrations that good people like you go through when trying to get inaccurate information removed from your credit reports.


We know that these inaccuracies affect your creditworthiness and end up as a roadblock to getting credit needs addressed properly. We take the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) very seriously, and we feel that those who report items on an individual’s credit report should do the same.

improve your Credit Worthiness, don't let bad credit be a barrier of home buying!

Credit worthiness is the extent to which a person is considered suitable to receive financial credit, often based on their reliability in paying money back in the past. Credit worthiness has a huge effect on one's mental health. For many, having access to basic human needs relies heavily on your credit score. Often, those with poor or bad credit end up in a cycle of debt resulting in higher levels of anxiety, depression, and hopelessness.


Here at Credit Restoration Institute we want to help you break that cycle by giving you tools and guidance that will change your life.


Read The Impact of Creditworthiness on Financial Well-Being, Anxiety, Depression, Hopelessness, and Suicide by Dr. Cathie Hughes, Director of Credit Restoration Institute

Learn more

"Debt is considered a financial stressor, and is associated with a multitude of psychological, physiological, and general health concerns such as anxiety, depression, hopelessness, and even suicidal behaviors.”

Dr. C.K. Hughes (2021) The Impact of Credit Worthiness

Find out more

LEGALLY REPAIR INACCURATE AND UNVERIFIABLE ITEMS

Simply fill out this form to receive your FREE credit report evaluation and FREE credit repair information!

Our services

  • Customized action plan created for you
  • Personalized Attention to your needs
  • Disputes with the 3 Major Credit Bureaus
  • Analysis of your entire credit report
  • Education about credit, credit worthiness, and how to stay out of the debt cycle

  • One on One support through the process
  • Licensed, bonded, and BBB accredited
  • Flexible pricing plans are Available
  • Debt validation letters to collection agencies

Credit Repair Experts, in Richmond, VA

We are excited that you found the right company to get your credit repaired!

Clink the link below and get a free consultation!

Free Consultation
Your Trusted Credit Repair Experts

Your Trusted Credit Repair Experts

This means that by working with CRI, you will be working with legal, legitimate and local professionals for your loan approval process and the completion of your financial goals.

CRI IN THE NEWS

Credit Restoration Institute

We are a company composed of a skilled team of professionals with backgrounds in the Mortgage Industry, Debt Negotiation, and Automotive Finance.


From Robert W. Linkonis Sr., Our Executive Director:

My years of experience, understanding of credit worthiness and my direct involvement with your case is what makes the difference with Credit Restoration Institute. I know exactly how a credit report needs to look for you to get ideal terms on purchasing a new car or home. No other credit restoration system includes ME with it.

Credit Restoration Institute

High Quality Credit Restoration Services

We are always here for our clients and will walk you through the process as we work hard for you. A new beginning is just a step away. Provide your information to receive your free credit report evaluation and FREE credit repair information!

Our Commitment

Credit Restoration Institute will create a personalized action plan and follow through to the completion of the plan. We want to see you reach your financial goals! 

A+ Rating with the Better Business Bureau

LEARN FROM THE BEST IN THE CREDIT RESTORATION INDUSTRY!

  • We Are a part of the National Association of Credit Services Organizations (NACSO)
  • Our Company Is Licensed and Bonded with the Department of Consumer Affairs
  • A+ Rating with the Better Business Bureau

Find out more
We Are Apart of the National Association of Credit Services Organizations (NACSO)

2023 Candid Platinum Transparency

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Credit Restoration Institute

31 North Providence Road, North Chesterfield, Virginia 23235

1 (804) 823-9601

Copyright © 2020, Credit Restoration Institute. All Rights Reserved.

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